San Jose Jumbo Mortgages
Do you need a jumbo mortgage in San Jose? We’re the jumbo experts with multiple financing options and competitive rates.
What is a Jumbo Loan?
A “jumbo” loan is a loan amount which exceeds the local conforming loan limits. For most parts of the country the conforming loan limit for a single family home is $484,350. In higher cost areas, such as in the Greater San Jose area, the conforming loan limit is considered “high balance” with the limit set at $726,525.
It used to be that jumbo rates were much higher compared to conforming ones but today that’s no longer the case. Yes, jumbo rates are typically a bit higher than conforming ones but not by much. And, because we have access to multiple wholesale and correspondent lenders, we can help find the most competitive jumbo rate available.
Ready to get started, or just want to ask us a question about jumbo mortgages? Email us at [email protected] or call us at (408) 599-3628 to talk to us about your mortgage needs. You can also click the button below for a free instant quote on a San Jose jumbo loan!