Need Help? Call us now! (408) 610-8011 / Serving California, Colorado, Oregon & Washington!

If you are looking for the lowest
San Jose mortgage rates

We are here to help!

San Jose is known as the “Capital of Silicon Valley.” It’s right in the middle of a booming technological district, and is enjoys the status and prestige of a global city. It’s renowned for its industry, beautiful, sunny climate, arts and architecture … and a very high cost of living.

San Jose is undeniably an amazing place to live and work, but actually affording it is another story. Maybe you are moving to San Jose because of a job in the technology sector, or perhaps you simply dream of living in such an idyllic, cultured place. Either way, it is easy to get discouraged when you discover that home prices in San Jose are quite a bit higher than the state average (which is already more than high enough)! The median price for a single family home in San Jose runs more than $700,000. It isn’t uncommon to need a jumbo mortgage just to buy a home in San Jose.

Have a look at our San Jose mortgage calculator in the sidebar. This handy tool can help you figure out where to start when it comes to shopping for a mortgage rate that you can afford. By inputting hypothetical loan information and a home value, you can figure out what you can afford.

Finding You the Lowest Mortgage Rates San Jose Has to Offer

There is nothing more challenging than shopping for mortgage rates you can afford on your own. If you are new to the area, you may not even know where to start. You may not even know about some of the best lenders. We work directly with top lenders in the San Jose, CA area and have access to the lowest San Jose mortgage rates.

Many of our lenders work exclusively with us, and do not offer their best rates to clients without our references. Our lenders also offer us special low rates because we bring them so much business. You will not find these special discounted rates anywhere else. On top of that, we are able to get our lenders to waive many of their fees for our customers. This can save you hundreds or even thousands of dollars, and every dollar you can save counts!

We know what a frustrating process it is to shop for a home in an expensive market like San Jose. We are here to save you the legwork and the hassles, and keep you away from untrustworthy lenders with unfriendly loan terms. We can get you the best Silicon Valley mortgage rates, and if necessary, we can provide you with San Jose mortgage assistance. We have numerous programs to help customers to afford more home.

If you are ready to end your search and finally find the beautiful home you are looking for at an affordable price, then

Give us a call at (408) 599-3628, or email us at [email protected]. You can also click the button below for an instant quote. We look forward to meeting you and helping you to move into the home of your dreams in beautiful San Jose!

SOME OF OUR SATISFIED CLIENTS

Khyati Patel
Khyati Patel
03:34 13 Sep 19
This was our second refi with Shawn. The process was smooth and flawless. Shawn got us a great 15Y refi rate!! Shawn and team did a speedy job on closing our loan! Shawn and team replied back to all of our questions via email within a few minutes. Thank you for the great service Shawn and team!! Highly appreciate your professionalism and quick close!!
Khyati P.
Khyati P.
20:39 12 Sep 19
This was our second refi with Shawn. The process was smooth and flawless. Shawn got us a great 15Y refi rate!! Shawn and team did a speedy job on closing...
Jennifer Lu
Jennifer Lu
17:48 01 Aug 19
Shawn did a great job to allow my husband and I to close on an investment property in the bay area. It closed in less than 30 days and the process was very efficient. We are very appreciate of Shawn's partnership in the process!
Jen I.
Jen I.
10:04 30 Jul 19
Shawn did a great job to allow my husband and I to close on an investment property in the bay area. It closed in less than 30 days and the process was very...
Hello T.
Hello T.
16:09 20 Jun 19
Shawn just helped me with refinances on a few of my properties. Prior to this I had got my loans through a bank. Let me tell you the experience was superior...
Anamitra Adhikari
Anamitra Adhikari
03:35 29 May 19
Shawn and team did an amazing job in making sure that we close our loan in record time! The best part about working with Shawn (for a first time home buyer like me) was that he was always quick to respond to every query we had during the whole process. As a first time buyer, I did not feel any pressure throughout the process, since Shawn took care of the whole thing and made sure that we reach the closing line with ease. I would strongly recommend Shawn for any mortgage loan needs and hope to work with him again during our refinancing.
Anamitra A.
Anamitra A.
20:36 28 May 19
Shawn and team did an amazing job in making sure that we close our loan in record time! The best part about working with Shawn for a first time home buyer...
John Christopher
John Christopher
04:00 24 Apr 19
Working with Shawn was amazing! We closed our mortgage quickly and he was with us every step of the way. He was quick to respond to questions and was proactive at checking in with us. Shawn helped us navigate challenge of getting a Washington state home while our family is currently living in California. We highly recommend Shawn and C2 Financial for making the process painless!!
John C.
John C.
20:59 23 Apr 19
Working with Shawn was amazing! We closed our mortgage quickly and he was with us every step of the way. He was quick to respond to questions and was...
Ken Fernandez
Ken Fernandez
21:30 13 Mar 19
Shawn and team moved mountains to solution my loan in an extremely short turn-around time. Nothing slipped throughout the entire process and communication was exactly what you hope for instead of biting your nails uncertain what to expect. I didn't have time to hand hold, but also needed quick answer to the questions I did have. Shawn had me covered on all fronts and it was a great crossing the finish line on time. Strongly recommend ! I wish he had a brother that works on cars :-)
Ken F.
Ken F.
14:41 13 Mar 19
Shawn and team moved mountains to solution my loan in an extremely short turn-around time. Nothing slipped throughout the entire process and communication...
myda714
myda714
04:31 02 Mar 19
We were referred by our realtor to Shawn for the financing of our home purchase. The whole process went very smooth! As stressful as buying a home is, this financing part of the process was easy. The online uploading of docs was straightforward, and we were always kept in the loop about progress and what to expect next. Will definitely keep Shawn and his team in mind for any future needs!
Myda W.
Myda W.
20:34 01 Mar 19
Our realtor referred us to Shawn for the financing of our home purchase. Shawn and his team were very professional and the process was very smooth and easy!...
Elizabeth R Barajas
Elizabeth R Barajas
02:13 10 Jan 19
Shawn is great! He helped us get our mortgage in just 28 days! We couldn't have asked for someone better to work with. He is a go-getter and won't stop until he helps you get the best for you. Shawn was available any time we needed to ask a question or when we had any concern. He also offered us a few options to choose from so we had control over our situation from the beginning. I highly recommend you give him a call. Thank you Shawn for all your help. We could definitely not have done it without you.
Eva R.
Eva R.
18:51 08 Jan 19
Shawn is great! He helped us get our mortgage in just 28 days! We couldn't have asked for someone better to work with. He is a go-getter and won't stop...
sophia reyes
sophia reyes
01:27 03 Oct 18
I am so grateful to have found Shawn/C2 Financial! Words could not describe how blessed I feel to have found him! I was stuck in a financial situation that was tough for me to get out of, and had spoke to my credit union and one other bank, which advised me I had to wait another year before they were able to fund me. I found Shawn on Yelp, and based on his great reviews, I decided to follow through with him/C2 financial. I spoke to him around mid July and was funded by September! When I had been waiting on my Credit Union for 6 months before I decided to move on somewhere else!(Santa Cruz Credit Union if it means anything to anyone) Although he/it seemed to be a company with lots of clientele NEVER once! did I feel I was second to anybody. Even when he was on vacation he responded quickly to my emails when I really wasn't expecting him to. Shawn is truly a perfectionist in his profession, and a Blessing in disguise for me in my life. I will MOST DEFINITELY recommend Shawn/ C2 Financial to anybody and everybody! I could not thank you enough Shawn! I will definitely be doing business with you again in the near future :) Thank you!Sophia.

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For assistance in choosing the right loan program for your unique situation.

Feel free to call Loan Application (408) 610-8011

SOME OF OUR SATISFIED CLIENTS

Khyati Patel
Khyati Patel
03:34 13 Sep 19
This was our second refi with Shawn. The process was smooth and flawless. Shawn got us a great 15Y refi rate!! Shawn and team did a speedy job on closing our loan! Shawn and team replied back to all of our questions via email within a few minutes. Thank you for the great service Shawn and team!! Highly appreciate your professionalism and quick close!!
Khyati P.
Khyati P.
20:39 12 Sep 19
This was our second refi with Shawn. The process was smooth and flawless. Shawn got us a great 15Y refi rate!! Shawn and team did a speedy job on closing...
Jennifer Lu
Jennifer Lu
17:48 01 Aug 19
Shawn did a great job to allow my husband and I to close on an investment property in the bay area. It closed in less than 30 days and the process was very efficient. We are very appreciate of Shawn's partnership in the process!
Jen I.
Jen I.
10:04 30 Jul 19
Shawn did a great job to allow my husband and I to close on an investment property in the bay area. It closed in less than 30 days and the process was very...
Hello T.
Hello T.
16:09 20 Jun 19
Shawn just helped me with refinances on a few of my properties. Prior to this I had got my loans through a bank. Let me tell you the experience was superior...
Anamitra Adhikari
Anamitra Adhikari
03:35 29 May 19
Shawn and team did an amazing job in making sure that we close our loan in record time! The best part about working with Shawn (for a first time home buyer like me) was that he was always quick to respond to every query we had during the whole process. As a first time buyer, I did not feel any pressure throughout the process, since Shawn took care of the whole thing and made sure that we reach the closing line with ease. I would strongly recommend Shawn for any mortgage loan needs and hope to work with him again during our refinancing.
Anamitra A.
Anamitra A.
20:36 28 May 19
Shawn and team did an amazing job in making sure that we close our loan in record time! The best part about working with Shawn for a first time home buyer...
John Christopher
John Christopher
04:00 24 Apr 19
Working with Shawn was amazing! We closed our mortgage quickly and he was with us every step of the way. He was quick to respond to questions and was proactive at checking in with us. Shawn helped us navigate challenge of getting a Washington state home while our family is currently living in California. We highly recommend Shawn and C2 Financial for making the process painless!!
John C.
John C.
20:59 23 Apr 19
Working with Shawn was amazing! We closed our mortgage quickly and he was with us every step of the way. He was quick to respond to questions and was...
Ken Fernandez
Ken Fernandez
21:30 13 Mar 19
Shawn and team moved mountains to solution my loan in an extremely short turn-around time. Nothing slipped throughout the entire process and communication was exactly what you hope for instead of biting your nails uncertain what to expect. I didn't have time to hand hold, but also needed quick answer to the questions I did have. Shawn had me covered on all fronts and it was a great crossing the finish line on time. Strongly recommend ! I wish he had a brother that works on cars :-)
Ken F.
Ken F.
14:41 13 Mar 19
Shawn and team moved mountains to solution my loan in an extremely short turn-around time. Nothing slipped throughout the entire process and communication...
myda714
myda714
04:31 02 Mar 19
We were referred by our realtor to Shawn for the financing of our home purchase. The whole process went very smooth! As stressful as buying a home is, this financing part of the process was easy. The online uploading of docs was straightforward, and we were always kept in the loop about progress and what to expect next. Will definitely keep Shawn and his team in mind for any future needs!
Myda W.
Myda W.
20:34 01 Mar 19
Our realtor referred us to Shawn for the financing of our home purchase. Shawn and his team were very professional and the process was very smooth and easy!...
Elizabeth R Barajas
Elizabeth R Barajas
02:13 10 Jan 19
Shawn is great! He helped us get our mortgage in just 28 days! We couldn't have asked for someone better to work with. He is a go-getter and won't stop until he helps you get the best for you. Shawn was available any time we needed to ask a question or when we had any concern. He also offered us a few options to choose from so we had control over our situation from the beginning. I highly recommend you give him a call. Thank you Shawn for all your help. We could definitely not have done it without you.
Eva R.
Eva R.
18:51 08 Jan 19
Shawn is great! He helped us get our mortgage in just 28 days! We couldn't have asked for someone better to work with. He is a go-getter and won't stop...
sophia reyes
sophia reyes
01:27 03 Oct 18
I am so grateful to have found Shawn/C2 Financial! Words could not describe how blessed I feel to have found him! I was stuck in a financial situation that was tough for me to get out of, and had spoke to my credit union and one other bank, which advised me I had to wait another year before they were able to fund me. I found Shawn on Yelp, and based on his great reviews, I decided to follow through with him/C2 financial. I spoke to him around mid July and was funded by September! When I had been waiting on my Credit Union for 6 months before I decided to move on somewhere else!(Santa Cruz Credit Union if it means anything to anyone) Although he/it seemed to be a company with lots of clientele NEVER once! did I feel I was second to anybody. Even when he was on vacation he responded quickly to my emails when I really wasn't expecting him to. Shawn is truly a perfectionist in his profession, and a Blessing in disguise for me in my life. I will MOST DEFINITELY recommend Shawn/ C2 Financial to anybody and everybody! I could not thank you enough Shawn! I will definitely be doing business with you again in the near future :) Thank you!Sophia.