Before you jump into getting a home loan, it’s very smart to familiarize yourself with the basic home loan process.
Decide on your maximum loan amount
Pre-qualify for your loan
Provide the required documents
Ready to set out on the journey of purchasing a home or refinancing a mortgage? You can rely on us to help you find the loan program that’s best for you. We have a team of mortgage experts to walk you through this major financial decision. For assistance in choosing the right loan program for your unique situation, feel free to Call (800) 984-0886.
1. Decide on your maximum loan amount
This is a function of a couple things. What kind of monthly payment are you looking for? And given your unique credit and employment history.
2. Pre-qualify for your loan
This is where the process really begins and you save the most money. You will provide details on your employment, assets, and residence history.
3. Apply now! We make it easy
Once you have made an offer and the sellers accept it, you should apply for the loan. It couldn't be easier, and you can apply online, right here on our site.
4. Your loan is funded
You've answered some few questions, given us lots of information, applied online, and before you know it, you're moving in! Shawn Sidhu
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I had the pleasure of working with Shawn when refinancing a rental property. My relator provided his contact information along with a few others and after pre-screening three others..[Read more]..
As a realtor, I'm always looking for experienced, knowledgeable lenders. This was my first time working with Shawn and Michelle..[Read more]..
Ready to set out on the journey of purchasing a home or refinancing a mortgage? You can rely on us to help you find the loan program that’s best for you. We have a team of mortgage experts to walk you through this major financial decision. For assistance in choosing the right loan program for your unique situation, feel free to call (408) 610-8011.
CalBRE #01512335 - NMLS #244238 - NMLS Consumer Access
This licensee is performing acts for which a real estate license is required. C2 Financial Corporation - Shawn Sidhu, Branch Manager/Mortgage Consultant, is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rates are subject to change with market conditions. C2 Financial Corporation - Shawn Sidhu, is an Equal Opportunity Mortgage Broker / Lender. C2 Financial Corporation - Shawn Sidhu is approved to originate VA and FHA loans, and has the ability to broker such loans to VA and FHA approved lenders. C2 Financial Corporation - Shawn Sidhu is not acting on behalf of or at the direction of HUD/FHA or the VA. The services referred to herein are not available outside of California, Colorado, Oregon and Washington. C2 Financial Corporation State license #’s (ML-4917) for OR and (CL-135622) for WA. MLO.100512998 for CO
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