Bank Statement Loans
Innovative, flexible financing for your home purchase or refinance without the need for tax returns or W2s. Contact our team today for a FREE quote and consultation.
No W2s or Tax Returns Required
C2 Financial Corporation offers a variety of flexible home loan programs designed for self-employed borrowers and those with significant write-offs and/or fluctuations in income. We assess a borrower’s ability to repay using a 12 or 24 month average of bank deposits rather than tax returns or W2s. Either business or personal bank statements can typically be used.
We’re dedicated to making the mortgage process easy and stress-free. The right partner and loan can make all the difference. Contact our team today for a free consultation and learn more about our bank statement loan programs.
Program Highlights
- Available for purchases and refinances of most 1-4 unit residential properties, condos, townhomes, and modular homes.
- No tax returns or W2s required
- 12 or 24-month bank statements used to qualify
- Programs for primary residences, second homes, and investment properties
- Options for up to 90% financing
- Loan amounts up to $3M
- Ideal for self-employed borrowers, freelancers, and those earning 1099 income
- Cash-out refinancing available
- Competitive rates
- Ability to close quickly
