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Mortgage Refinance

Use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Let Us Help You with Your Mortgage Refinance

While buying a home may be the most common reason to take out a home loan, it certainly is not the only reason. Another very common reason is refinancing. Maybe you already live in the home of your dreams, but you are having a hard time affording your mortgage alongside your other bills. That wouldn’t be surprising; California is one of the most expensive States in the country to live.

Why refinance your home?

  • Lower your monthly premiums so you can live more comfortably and keep up with your mortgage and other monthly bills.
  • Reduce the interest rate of your loan. Maybe you had a fixed rate and took it out at a time when rates were high. This is a great time to lock in a lower rate with a new mortgage.
  • Reduce the term of your loan so you can get it paid off quickly.
  • Switch from an adjustable rate mortgage to a fixed rate mortgage if you are tired of ballooning payments.
  • Refinance to take out a home equity line of credit. If you already have a lot of equity invested in your home, you can convert some of it into usable cash if you need it to pay your bills, repair or upgrade your home, or pay for an emergency.

We can help you answer those questions by discussing your situation.

Here are other ways we can assist you:

We can figure out if you qualify for a home refinance

We can help you choose the right type of refinancing product

Hook you up with a great lender who will offer you a new competitive premium and interest rate

Get Your FREE Refinance Analysis Now!

Calculate a Lower Mortgage Payment

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For assistance in choosing the right loan program for your unique situation.

Feel free to call Loan Application (408) 610-8011

SOME OF OUR SATISFIED CLIENTS

Andrew M.
Andrew M.
17:09 08 Dec 19
I just completed my 2nd mortgage refinance (3rd mortgage overall) with Shawn. I can't say enough good things about Shawn and his staff. Shawn listened to...
Kari Churchill
Kari Churchill
17:38 08 Nov 19
It was a pleasure to do business with Shawn. He and his co-workers made sure that my loan application was handled well and quickly. He even helped me restructure the loan so that I could use some of the money to do some remodeling in my new home. It was a pleasure to do business with him.
Kari C.
Kari C.
13:11 07 Nov 19
It was a pleasure to do business with Shawn. He and his co-workers made sure that my loan application was handled well and quickly. He even helped me...
Megan T.
Megan T.
21:49 06 Nov 19
My husband and I had a fantastic experience with Shawn and the C2 team. We didn't have the most straightforward transaction but Shawn handled all the hoops...
Megan
Megan
20:32 06 Nov 19
Shawn was absolutely fantastic ! His communication skills were top notch and we couldn’t be happier. He allowed us to close early on a second property. He was able to do some extra research for other loan options on a complicated transaction and without him we wouldn’t have got it done.
Suresh A.
Suresh A.
19:51 16 Oct 19
Shawn and Team Simply Awesome!!! Shawn is transparent and upfront in educating you on the options available. Once you opt for what best fits for your needs...
Khyati Patel
Khyati Patel
03:34 13 Sep 19
This was our second refi with Shawn. The process was smooth and flawless. Shawn got us a great 15Y refi rate!! Shawn and team did a speedy job on closing our loan! Shawn and team replied back to all of our questions via email within a few minutes. Thank you for the great service Shawn and team!! Highly appreciate your professionalism and quick close!!
Khyati P.
Khyati P.
20:39 12 Sep 19
This was our second refi with Shawn. The process was smooth and flawless. Shawn got us a great 15Y refi rate!! Shawn and team did a speedy job on closing...
Jennifer Lu
Jennifer Lu
17:48 01 Aug 19
Shawn did a great job to allow my husband and I to close on an investment property in the bay area. It closed in less than 30 days and the process was very efficient. We are very appreciate of Shawn's partnership in the process!
Jen I.
Jen I.
10:04 30 Jul 19
Shawn did a great job to allow my husband and I to close on an investment property in the bay area. It closed in less than 30 days and the process was very...
Hello T.
Hello T.
16:09 20 Jun 19
Shawn just helped me with refinances on a few of my properties. Prior to this I had got my loans through a bank. Let me tell you the experience was superior...
Anamitra Adhikari
Anamitra Adhikari
03:35 29 May 19
Shawn and team did an amazing job in making sure that we close our loan in record time! The best part about working with Shawn (for a first time home buyer like me) was that he was always quick to respond to every query we had during the whole process. As a first time buyer, I did not feel any pressure throughout the process, since Shawn took care of the whole thing and made sure that we reach the closing line with ease. I would strongly recommend Shawn for any mortgage loan needs and hope to work with him again during our refinancing.
Anamitra A.
Anamitra A.
20:36 28 May 19
Shawn and team did an amazing job in making sure that we close our loan in record time! The best part about working with Shawn for a first time home buyer...
John Christopher
John Christopher
04:00 24 Apr 19
Working with Shawn was amazing! We closed our mortgage quickly and he was with us every step of the way. He was quick to respond to questions and was proactive at checking in with us. Shawn helped us navigate challenge of getting a Washington state home while our family is currently living in California. We highly recommend Shawn and C2 Financial for making the process painless!!
John C.
John C.
20:59 23 Apr 19
Working with Shawn was amazing! We closed our mortgage quickly and he was with us every step of the way. He was quick to respond to questions and was...
Ken Fernandez
Ken Fernandez
21:30 13 Mar 19
Shawn and team moved mountains to solution my loan in an extremely short turn-around time. Nothing slipped throughout the entire process and communication was exactly what you hope for instead of biting your nails uncertain what to expect. I didn't have time to hand hold, but also needed quick answer to the questions I did have. Shawn had me covered on all fronts and it was a great crossing the finish line on time. Strongly recommend ! I wish he had a brother that works on cars :-)
Ken F.
Ken F.
14:41 13 Mar 19
Shawn and team moved mountains to solution my loan in an extremely short turn-around time. Nothing slipped throughout the entire process and communication...
myda714
myda714
04:31 02 Mar 19
We were referred by our realtor to Shawn for the financing of our home purchase. The whole process went very smooth! As stressful as buying a home is, this financing part of the process was easy. The online uploading of docs was straightforward, and we were always kept in the loop about progress and what to expect next. Will definitely keep Shawn and his team in mind for any future needs!
Myda W.
Myda W.
20:34 01 Mar 19
Our realtor referred us to Shawn for the financing of our home purchase. Shawn and his team were very professional and the process was very smooth and easy!...
Elizabeth R Barajas
Elizabeth R Barajas
02:13 10 Jan 19
Shawn is great! He helped us get our mortgage in just 28 days! We couldn't have asked for someone better to work with. He is a go-getter and won't stop until he helps you get the best for you. Shawn was available any time we needed to ask a question or when we had any concern. He also offered us a few options to choose from so we had control over our situation from the beginning. I highly recommend you give him a call. Thank you Shawn for all your help. We could definitely not have done it without you.
Eva R.
Eva R.
18:51 08 Jan 19
Shawn is great! He helped us get our mortgage in just 28 days! We couldn't have asked for someone better to work with. He is a go-getter and won't stop...
sophia reyes
sophia reyes
01:27 03 Oct 18
I am so grateful to have found Shawn/C2 Financial! Words could not describe how blessed I feel to have found him! I was stuck in a financial situation that was tough for me to get out of, and had spoke to my credit union and one other bank, which advised me I had to wait another year before they were able to fund me. I found Shawn on Yelp, and based on his great reviews, I decided to follow through with him/C2 financial. I spoke to him around mid July and was funded by September! When I had been waiting on my Credit Union for 6 months before I decided to move on somewhere else!(Santa Cruz Credit Union if it means anything to anyone) Although he/it seemed to be a company with lots of clientele NEVER once! did I feel I was second to anybody. Even when he was on vacation he responded quickly to my emails when I really wasn't expecting him to. Shawn is truly a perfectionist in his profession, and a Blessing in disguise for me in my life. I will MOST DEFINITELY recommend Shawn/ C2 Financial to anybody and everybody! I could not thank you enough Shawn! I will definitely be doing business with you again in the near future :) Thank you!Sophia.