Step 1
Let's understand your goals
We have a stream-lined refinancing process to keep things easy and stress-free for each client. This is a great opportunity to ask us questions and tell us about your goals!
What to expect when refinancing your mortgage.
Take a few moments to think about your financial goals and dream a little.
Maybe you’d like to pay off your mortgage faster, pay off other debts, or take advantage of a new investment opportunity.
Refinancing into a better mortgage might be a great next step!
Potential Benefits
- Reduce your current mortgage payment
- Cash out for repairs and renovations
- Switch from an adjustable-rate to a fixed-rate mortgage
- Lower your interest rate
- Shorten the term of your loan for a faster payoff
- Improve the terms of your adjustable-rate mortgage
Easy Steps to Refinancing
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Step 2
Lock in a great rate
We’ll analyze the lending market and secure you agreat mortgage rate. If the rates change during the process, you can rest assured your rate is secure.
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Step 3
Review your new refinancing options
We’ll present great options to consider based on your qualifying information and personal goals. Once you decide on a loan, we’ll finalize your application.
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Step 4
Documentation roundup
We’ll work with you to make sure all documents are in order and submitted on time to keep the process running smoothly.
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Step 5
Home appraisal
Now it’s time to get a formal appraisal. This will verify the current market value for the lender and secure the final terms of your new loan.
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Step 6
Close and celebrate
Once the lender approves your loan, we’ll go over the terms of the final agreement. Once the paperwork is signed, it’s time to rest easy!
150+ 5-star reviews
What People Are Saying
Shawn came highly recommended by a group of friends who all use him for their financing needs – this is the second time Shawn has helped me through the loan process. He is always thorough, responsive, detail-oriented, and, most importantly, he will get you a great rate.
Cindi R.
I couldn’t be more pleased to use Shawn Sidhu from C2 Financial Corporation for my home refinance. The whole process was smooth and easy. Shawn had a great online portal, and his level of communication and guidance was exceptional. I thoroughly recommend Shawn.
David A.
Shawn and his team did an amazing job making sure we closed our loan in record time! As a first time buyer, I did not feel any pressure throughout the process. Shawn took care of everything and made sure we closed with ease. I would strongly recommend Shawn.
Anamitra A.
Cindi R.
David A.
Anamitra A.
Or give us a call at (408) 610-8011. We’d love to connect with you!
