Tag Archive for: mortgage broker

The Pre-Approval Letter: Why You Need One

We do admit there are some confusing terms in the mortgage industry. It’s not on purpose and mortgage lending isn’t alone as it relates to industry jargon. Two of the sometimes confusing terms are “pre-qualification” and “pre-approval.” There is a distinct difference and could determine whether or not the sellers accept your offer or someone […]

Does an ARM Still Make Sense?

Adjustable rate mortgage loans, or ARMs, have been around for a long, long time, even longer than a traditional fixed rate product. Adjustable rate loans provide lenders with interest rates that move with the markets ensuring a margin payment each month to the bank. If rates go up, the bank still profits because an ARM […]

HARP Loans San Francisco

HARP Loans San Francisco It has been a few years now since the financial recession was at its peak.  But those years are something that no homeowner in San Francisco will ever forget.  If your mortgage wasn’t underwater in the recession, chances were good you knew more than a few homeowners who were in that […]

FHA Streamline Refinance

Why FHA Streamline Refinance is the Perfect Solution for Quick and Easy Refinancing? If you’re looking to refinance your home but want to avoid fees and piles of paperwork, then FHA streamline refinance might just be the solution you’re looking for. This is an option that more and more homeowners are now taking but it’s […]

San Jose Mortgages

Looking for the Best San Jose Mortgages? We Can Help! If you’re looking for an incredible place to live and work, it is tough to beat San Jose. Situated in the Bay Area, San Jose is known as the “Capital of Silicon Valley,” and has the status of a globally renowned city. It’s the third-largest […]