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Home Loans for California, Oregon Washington | Commercial Real Estate Lending

C2 Financial Corporation - Shawn Sidhu

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FREE VA Loan Pre-Approval

With a VA loan you could purchase a home for NO money down! Take the first step here by getting pre-approved quickly and easily!

VA LOAN QUALIFIER

VA Loans – No Down payment needed!

Are you an active duty service member in our armed forces, veteran, or surviving spouse?

If so, you could qualify for a VA home loan, which is a wonderful opportunity to move into the home of your dreams in San Jose on very reasonable terms. While California's cost of living can be very high, you are in an excellent position to take advantage of all this amazing state has to offer without getting buried under exorbitant housing costs.

Benefits of VA Loans:

  • No down payment!
  • You are not required to purchase Private Mortgage Insurance (PMI)
  • Low closing costs
  • Fast approval
  • Low APRs on fixed rate loans
  • You can prepay without penalties

On top of all that, we also offer counseling and assistance programs for veterans who are having a hard time affording even a VA loan, or who are in danger of defaulting on their existing loans. So if you are looking for mortgage assistance, we can help you out. We work with all mortgage lenders who participate in the VA home loan program, so you will have your pick of all the top lenders in Califirnia.

FREE VA LOAN QUALIFIER

If you are ready to apply for a VA loan today, or you simply have some questions you would like to ask, we are standing by to help you!

You can call us at (408) 610-8011, or email us at [email protected]. We provide free instant quotes, and are here to walk you through every step of the loan application and approval process. We will find you the best VA home loan rates in California. You will be living in your dream home sooner than you think!

Get Your FREE VA Loan Quote Now!

I want my FREE VA Loan Quote

SOME OF OUR SATISFIED CLIENTS

C2 Financial Corporation - Shawn Sidhu
C2 Financial Corporation - Shawn Sidhu
4.9
Based on 60 reviews
See all reviewsWrite a review
C2 Financial Corporation - Shawn Sidhu
C2 Financial Corporation - Shawn Sidhu
5.0
Based on 67 reviews
See all reviewsWrite a review
Anamitra Adhikari
Anamitra Adhikari
03:35 29 May 19
Shawn and team did an amazing job in making sure that we close our loan in record time! The best part about working with Shawn (for a first time home buyer like me) was that he was always quick to respond to every query we had during the whole process. As a first time buyer, I did not feel any pressure throughout the process, since Shawn took care of the whole thing and made sure that we reach the closing line with ease. I would strongly recommend Shawn for any mortgage loan needs and hope to work with him again during our refinancing.
Anamitra A.
Anamitra A.
20:36 28 May 19
Shawn and team did an amazing job in making sure that we close our loan in record time! The best part about working with Shawn for a first time home buyer...
John Christopher
John Christopher
04:00 24 Apr 19
Working with Shawn was amazing! We closed our mortgage quickly and he was with us every step of the way. He was quick to respond to questions and was proactive at checking in with us. Shawn helped us navigate challenge of getting a Washington state home while our family is currently living in California. We highly recommend Shawn and C2 Financial for making the process painless!!
John C.
John C.
20:59 23 Apr 19
Working with Shawn was amazing! We closed our mortgage quickly and he was with us every step of the way. He was quick to respond to questions and was...
Ken Fernandez
Ken Fernandez
21:30 13 Mar 19
Shawn and team moved mountains to solution my loan in an extremely short turn-around time. Nothing slipped throughout the entire process and communication was exactly what you hope for instead of biting your nails uncertain what to expect. I didn't have time to hand hold, but also needed quick answer to the questions I did have. Shawn had me covered on all fronts and it was a great crossing the finish line on time. Strongly recommend ! I wish he had a brother that works on cars :-)
Ken F.
Ken F.
14:41 13 Mar 19
Shawn and team moved mountains to solution my loan in an extremely short turn-around time. Nothing slipped throughout the entire process and communication...
myda714
myda714
04:31 02 Mar 19
We were referred by our realtor to Shawn for the financing of our home purchase. The whole process went very smooth! As stressful as buying a home is, this financing part of the process was easy. The online uploading of docs was straightforward, and we were always kept in the loop about progress and what to expect next. Will definitely keep Shawn and his team in mind for any future needs!
Myda W.
Myda W.
20:34 01 Mar 19
Our realtor referred us to Shawn for the financing of our home purchase. Shawn and his team were very professional and the process was very smooth and easy!...
Elizabeth R Barajas
Elizabeth R Barajas
02:13 10 Jan 19
Shawn is great! He helped us get our mortgage in just 28 days! We couldn't have asked for someone better to work with. He is a go-getter and won't stop until he helps you get the best for you. Shawn was available any time we needed to ask a question or when we had any concern. He also offered us a few options to choose from so we had control over our situation from the beginning. I highly recommend you give him a call. Thank you Shawn for all your help. We could definitely not have done it without you.
Eva R.
Eva R.
18:51 08 Jan 19
Shawn is great! He helped us get our mortgage in just 28 days! We couldn't have asked for someone better to work with. He is a go-getter and won't stop...
sophia reyes
sophia reyes
01:27 03 Oct 18
I am so grateful to have found Shawn/C2 Financial! Words could not describe how blessed I feel to have found him! I was stuck in a financial situation that was tough for me to get out of, and had spoke to my credit union and one other bank, which advised me I had to wait another year before they were able to fund me. I found Shawn on Yelp, and based on his great reviews, I decided to follow through with him/C2 financial. I spoke to him around mid July and was funded by September! When I had been waiting on my Credit Union for 6 months before I decided to move on somewhere else!(Santa Cruz Credit Union if it means anything to anyone) Although he/it seemed to be a company with lots of clientele NEVER once! did I feel I was second to anybody. Even when he was on vacation he responded quickly to my emails when I really wasn't expecting him to. Shawn is truly a perfectionist in his profession, and a Blessing in disguise for me in my life. I will MOST DEFINITELY recommend Shawn/ C2 Financial to anybody and everybody! I could not thank you enough Shawn! I will definitely be doing business with you again in the near future :) Thank you!Sophia.

VA Loans San Jose

VA loans San Jose, CA

San Jose VA Loans – No Down payment needed!

Are you an active duty service member in our armed forces, National Guard or Armed Forces Reserve member with six or more years of service, a veteran, or a surviving spouse of a service member? If so, you may want to explore the VA home loan program. VA loans do not require any down payment, there is no monthly mortgage insurance, have lower closing costs for the borrower with extremely competitive rates. VA loans also carry a guarantee to the lender should the loan ever go into default.

VA Loan Rate Qualifier

Benefits of VA Loans

  • No down payment. This is one of the most incredible benefits of a VA loan and certainly the most popular feature. For those wanting to buy a home with as little cash to close as possible, no down payment has a huge impact.
  • Fast approval. These loans are often approved more quickly than others.
  • You are not required to purchase Private Mortgage Insurance (PMI). A VA loan does carry a guarantee to the lender at 25% of the defaulted loan. VA loans however rarely go into default and are the highest performing loans in the marketplace. The guarantee is financed with the Funding Fee, which is rolled into the loan amount.
  • Low APRs on fixed rate loans. Due to the lower loan costs, the APR on VA loans is extremely competitive.
  • Low closing costs. VA guidelines restrict the types of closing costs the veteran may pay.
  • You can prepay without penalties. Pay off your loan early if you want, without worrying about fees.
  • When a home is sold, the buyer can assume the mortgage.
  • Streamline refinance. The VA streamline refinance program requires much less documentation than a standard VA loan.

If you’re eligible for a VA loan and want to come to the closing table with as little cash as possible, nothing can beat the VA home loan program.

If you are ready to apply for a VA loan today, or you simply have some questions you would like to ask, we are standing by to help you! You can call us at (408) 599-3628, or email us at [email protected]. We provide free instant quotes, and are here to walk you through every step of the loan application and approval process. We will find you the best VA home loan rates in San Jose. You will be living in your dream home sooner than you think!

VA Loan Rate Qualifier

app widget

For assistance in choosing the right loan program for your unique situation.

Feel free to call Loan Application (408) 610-8011

SOME OF OUR SATISFIED CLIENTS

C2 Financial Corporation - Shawn Sidhu
C2 Financial Corporation - Shawn Sidhu
4.9
Based on 60 reviews
See all reviewsWrite a review
C2 Financial Corporation - Shawn Sidhu
C2 Financial Corporation - Shawn Sidhu
5.0
Based on 67 reviews
See all reviewsWrite a review
Anamitra Adhikari
Anamitra Adhikari
03:35 29 May 19
Shawn and team did an amazing job in making sure that we close our loan in record time! The best part about working with Shawn (for a first time home buyer like me) was that he was always quick to respond to every query we had during the whole process. As a first time buyer, I did not feel any pressure throughout the process, since Shawn took care of the whole thing and made sure that we reach the closing line with ease. I would strongly recommend Shawn for any mortgage loan needs and hope to work with him again during our refinancing.
Anamitra A.
Anamitra A.
20:36 28 May 19
Shawn and team did an amazing job in making sure that we close our loan in record time! The best part about working with Shawn for a first time home buyer...
John Christopher
John Christopher
04:00 24 Apr 19
Working with Shawn was amazing! We closed our mortgage quickly and he was with us every step of the way. He was quick to respond to questions and was proactive at checking in with us. Shawn helped us navigate challenge of getting a Washington state home while our family is currently living in California. We highly recommend Shawn and C2 Financial for making the process painless!!
John C.
John C.
20:59 23 Apr 19
Working with Shawn was amazing! We closed our mortgage quickly and he was with us every step of the way. He was quick to respond to questions and was...
Ken Fernandez
Ken Fernandez
21:30 13 Mar 19
Shawn and team moved mountains to solution my loan in an extremely short turn-around time. Nothing slipped throughout the entire process and communication was exactly what you hope for instead of biting your nails uncertain what to expect. I didn't have time to hand hold, but also needed quick answer to the questions I did have. Shawn had me covered on all fronts and it was a great crossing the finish line on time. Strongly recommend ! I wish he had a brother that works on cars :-)
Ken F.
Ken F.
14:41 13 Mar 19
Shawn and team moved mountains to solution my loan in an extremely short turn-around time. Nothing slipped throughout the entire process and communication...
myda714
myda714
04:31 02 Mar 19
We were referred by our realtor to Shawn for the financing of our home purchase. The whole process went very smooth! As stressful as buying a home is, this financing part of the process was easy. The online uploading of docs was straightforward, and we were always kept in the loop about progress and what to expect next. Will definitely keep Shawn and his team in mind for any future needs!
Myda W.
Myda W.
20:34 01 Mar 19
Our realtor referred us to Shawn for the financing of our home purchase. Shawn and his team were very professional and the process was very smooth and easy!...
Elizabeth R Barajas
Elizabeth R Barajas
02:13 10 Jan 19
Shawn is great! He helped us get our mortgage in just 28 days! We couldn't have asked for someone better to work with. He is a go-getter and won't stop until he helps you get the best for you. Shawn was available any time we needed to ask a question or when we had any concern. He also offered us a few options to choose from so we had control over our situation from the beginning. I highly recommend you give him a call. Thank you Shawn for all your help. We could definitely not have done it without you.
Eva R.
Eva R.
18:51 08 Jan 19
Shawn is great! He helped us get our mortgage in just 28 days! We couldn't have asked for someone better to work with. He is a go-getter and won't stop...
sophia reyes
sophia reyes
01:27 03 Oct 18
I am so grateful to have found Shawn/C2 Financial! Words could not describe how blessed I feel to have found him! I was stuck in a financial situation that was tough for me to get out of, and had spoke to my credit union and one other bank, which advised me I had to wait another year before they were able to fund me. I found Shawn on Yelp, and based on his great reviews, I decided to follow through with him/C2 financial. I spoke to him around mid July and was funded by September! When I had been waiting on my Credit Union for 6 months before I decided to move on somewhere else!(Santa Cruz Credit Union if it means anything to anyone) Although he/it seemed to be a company with lots of clientele NEVER once! did I feel I was second to anybody. Even when he was on vacation he responded quickly to my emails when I really wasn't expecting him to. Shawn is truly a perfectionist in his profession, and a Blessing in disguise for me in my life. I will MOST DEFINITELY recommend Shawn/ C2 Financial to anybody and everybody! I could not thank you enough Shawn! I will definitely be doing business with you again in the near future :) Thank you!Sophia.