When you’re getting ready to refinance your mortgage, one factor that impacts the terms of your new loan is the appraisal. A current home appraisal creates the basis of your home’s value in today’s housing market. But not every mortgage refinance requires a home appraisal. This can relieve a lot of stress for homeowners who […]
Have you heard of the term “streamline refinance”? Lenders certainly have and when you discover what this process actually is, you may very well decide it’s time to refinance after all. A streamline refinance is where an existing mortgage is completely replaced by a new one. The term was originally coined when the Federal Housing […]
VA loans are a bit more forgiving overall compared with other zero/low down payment programs, and refinancing a VA loan is a great option. For those who qualify for a VA loan and want to come to the closing table with close to zero cash, the VA loan can’t be beat. No down payment, restricted […]
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