If all-cash offers and bidding wars are still popping up in your area, the strategies in this article can help you compete. Depending on where you’re shopping for a new home, the competition can be frustrating. Multiple offers and bidding wars add a lot of stress for everyone involved, and an all-cash offer can tip […]
Selling a condo can be very different from selling a home. The good news is that it’s often a faster process to sell a condo vs. selling a home. New homebuyers often look for condos as a first step toward homeownership, and condo buyers appreciate the lower cost and lower maintenance compared to single-family homes. […]
When you’re self-employed, qualifying for a mortgage isn’t always a straightforward process. While some homebuyers might compare online mortgage lenders for quick approval, your financial picture might not fit a simple checklist. That said, qualifying for a mortgage when you’re self-employed can be easier than you think–especially when you partner with a mortgage broker who […]
An FHA home loan is one of the best options for new homeowners and first-time homebuyers. FHA mortgages have more flexible requirements for approval and offer some of the lowest mortgage rates available. With an FHA loan, you can get approved with a lower down payment and an imperfect credit history. FHA loans are government-backed […]
Buying a new home or refinancing your mortgage can put you on the right track toward building wealth and a secure financial future. So it makes sense to put some effort toward getting the best mortgage you can. Searching for low rates is where most homebuyers begin. These next steps will help you get the […]
Buying a new home or refinancing your mortgage can help you build wealth and put you on the fast track to reach long-term financial goals. So it makes sense to shop for the lowest mortgage rate. At first glance, this seems like a smart move, but it’s not always the best financial move. But choosing […]
When you refinance a mortgage or buy a new home, the escrow process can take 30-60 days and an escrow account will often be required. Escrow accounts are created to protect both buyers and sellers in the homebuying process, along with mortgage lenders and real estate agents. In short, an escrow account is a temporary […]
If you’ve been house shopping for a while, you may have considered building your dream home from the ground up. In some states, it’s much cheaper to build your own home, but in other areas it can be even more expensive. Costs of materials, construction, architects, blueprints, and getting everything delivered can be a struggle. […]
Traditionally, we think of spring and summer as the best seasons for buying or selling a house. But these past several months keep testing tradition. As we enter into winter holidays, house sales keep inching up, mortgage rates are hovering at 3.5%, and the housing market is as busy as ever. Several homeowners are continuing […]
Mortgage rates are starting to inch upwards and home prices aren’t slowing down. Whether you want to refinance and build out your current home or buy your next home with a larger lot in mind, homebuyers across the country are figuring out how to qualify for a bigger mortgage. For many homebuyers, shopping for their […]
