Get Approved for an FHA Mortgage with 3.5% Down

An FHA home loan is one of the best options for new homeowners and first-time homebuyers. FHA mortgages have more flexible requirements for approval and offer some of the lowest mortgage rates available. With an FHA loan, you can get approved with a lower down payment and an imperfect credit history. FHA loans are government-backed […]

Buy a Home in 2022 and Get Your Best Mortgage

Buying a new home or refinancing your mortgage can put you on the right track toward building wealth and a secure financial future. So it makes sense to put some effort toward getting the best mortgage you can. Searching for low rates is where most homebuyers begin. These next steps will help you get the […]

Tis the Season for Buying and Selling

Traditionally, we think of spring and summer as the best seasons for buying or selling a house. But these past several months keep testing tradition. As we enter into winter holidays, house sales keep inching up, mortgage rates are hovering at 3.5%, and the housing market is as busy as ever. Several homeowners are continuing […]

Why You Might Need a Co-Ownership Agreement

If you’re one of many unmarried homebuyers ready to buy a home with your partner, there are a few things to know. For one, marrieds and unmarrieds are treated differently when it comes to state laws and taxes, and buying a house together puts you straight in the crosshairs of both. A few things that […]

Can I Buy a House Without Paying Closing Costs?

Closing costs can be a heavy financial burden when you’re ready to buy a home or refinance your mortgage. With every home purchase or refinance, closing costs are part of the mix. For new homebuyers especially, deciding how to pay closing costs can be overwhelming and stressful. All that said, you definitely have options! An […]

Pros and Cons of Buying a House With a Friend

Buying a house with a friend or family member can put you on the fast track to homeownership. Together, you may be able to purchase a bigger home, move into a better location, or even buy an investment property for passive income. The hard part is finding the right friend. Homeownership requires financial stability and […]

When is it Better to Use a Mortgage Broker?

Deciding to use a mortgage broker is a big decision and one that can save you a lot of money. Most people shop around for the lowest mortgage rate, which is a smart move. But it’s not always the best financial move. The truth is, your mortgage is a complex financial agreement that defines every […]

Buying a New Home? Ask Yourself These 5 Questions First

Mortgage interest rates are starting to inch upwards, and it’s difficult to know when they’ll start rising for good. If you’ve been thinking about buying a new home, now is a good time to take action before the holidays are in full swing. Traditionally, inventory dwindles during the winter months, so it can be difficult […]

How Much House Can I Afford Right Now?

One of the top questions I hear from clients is, “How much house can I afford right now based on my salary?” Usually, they tell me what they make and want to know how much house they can afford based on that criteria. But salary is only one part of the equation. To figure out […]