With all the economic uncertainty pressing into 2022, VA loans are still one of the top home loan options for members of the military and their spouses. First-time homebuyers and those relocating can benefit greatly by applying for a VA loan. What’s more, a VA loan can help establish financial stability by building equity through […]
When your income is derived from investments, self-employment, or non-traditional assets, qualifying for a mortgage isn’t always a straightforward process. We understand that your financial picture might not fit a simple checklist. Non-QM Jumbo Loans offer a viable solution to help you qualify for a competitive loan and keep building build your wealth. Non-QM jumbo […]
If you or a family member is a homeowner over the age of 62, you may have considered a reverse mortgage to access your home equity. However, did you know that a Golden Equity line of credit can offer more flexibility than a reverse mortgage? Often, it includes stronger benefits depending on your financial goals. […]
Home renovations and remodels come in all shapes and sizes. Blowout kitchens, bonus rooms, adding a home office, or giving your bathroom a facelift. Thousands of homeowners across the country are refinancing their mortgages to take advantage of low mortgage rates. So if you’re thinking about refinancing to start a home remodel, you’re in good […]
Homeowners across the west coast have been asking how they can maximize their home equity options, and reverse mortgages are becoming a popular topic. For the first time in a decade, many homeowners have more than 20% home equity. What’s more, while many have relocated over this past year, most homeowners over the age of […]
How do I finance an investment property for the first time? Last week I offered a 5 step blueprint to help answer this question. Mortgage rates are still low and a lot of homeowners want to know the best way to access capital to expand their real estate portfolio. What’s more, new legislation in California […]
Investing in real estate can protect against inflation, expand your wealth portfolio and hedge against stock market volatility. Still, investing in real estate is not without its own risks. If you’re thinking about buying a second home or investment property, it’s wise to know your options. Especially how to finance an investment property. Doing a […]
Refinance rates are hovering below 3% for qualified borrowers, so if you haven’t refinanced a mortgage in the past six months, now is the time to take action. I’ve been getting emails from clients asking if it’s still a smart time to refinance. Yes! Keep reading to learn which mortgage refinance loans might be the […]
So you’re in a bidding war, and you know your offer needs to stand out. For homebuyers who have the cash, making an all-cash offer can get you across the finish line and into your dream home fast. Making an all-cash offer removes the financing contingency and puts you in a competitive position. When sellers […]
Mortgage rates are still low and a lot of homeowners are thinking about expanding their portfolio. If you have a good chunk of home equity right now, it’s a good time to think about investing in a second property. I’ve been fielding questions from clients recently: Is now a good time to purchase an investment […]
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