VA Loan Limits and Benefits for 2022

With all the economic uncertainty pressing into 2022, VA loans are still one of the top home loan options for members of the military and their spouses. First-time homebuyers and those relocating can benefit greatly by applying for a VA loan. What’s more, a VA loan can help establish financial stability by building equity through […]

Home Renovations: Best 5 Strategies to Stay on Budget

Home renovations and remodels come in all shapes and sizes. Blowout kitchens, bonus rooms, adding a home office, or giving your bathroom a facelift. Thousands of homeowners across the country are refinancing their mortgages to take advantage of low mortgage rates. So if you’re thinking about refinancing to start a home remodel, you’re in good […]

How to Finance an Investment Property for the First Time

Investing in real estate can protect against inflation, expand your wealth portfolio and hedge against stock market volatility. Still, investing in real estate is not without its own risks. If you’re thinking about buying a second home or investment property, it’s wise to know your options. Especially how to finance an investment property. Doing a […]

Is It Still Worth it to Refinance My Mortgage?

Refinance rates are hovering below 3% for qualified borrowers, so if you haven’t refinanced a mortgage in the past six months, now is the time to take action. I’ve been getting emails from clients asking if it’s still a smart time to refinance. Yes! Keep reading to learn which mortgage refinance loans might be the […]

Refinance Rates Drop as FHFA Eliminates Fee

Last week on July 16, 2021, the FHFA formally announced plans to eliminate the 0.5% adverse market refinance fee, sending lenders into a competitive race to drop rates for qualified borrowers ahead of schedule. According to the FHFA press release, “Fannie Mae and Freddie Mac will eliminate the Adverse Market Refinance Fee for loan deliveries […]

How to Finance a Fixer-Upper with an FHA 203(k) Home Loan

Buying a fixer-upper can be a fast way to get into a great home that is selling below market value and build home equity fast.  But buying a home that needs a lot of repairs and remodeling can also be a money pit with whole lot of stress. If you want to dive into a […]