Saving up enough money for a down payment and closing costs is typically the single biggest challenge when buying real estate, especially so for those buying their very first home. There are low down payment programs which can ask for as little as 3.5 percent down, such as the FHA program, as well as zero […]
Couples don’t enter into a marriage expecting it to soon end. Quite the opposite in fact, when they get married they do so “until death do us part” and are so much in love they couldn’t imagine being separated much less getting a divorce. Unfortunately, divorce is a real thing and too often marriages end. […]
Of all the cities in the great state of California, San Francisco is undeniably the most breathtaking. Here, the Golden Gate Bridge spans majestically across the San Francisco Bay and lush greenery intermingles with beautiful homes and condominiums in some of the most coveted neighborhoods in the country. San Francisco is an amazing place to […]
A Homestyle loan is a great option if you’ve thinking about new construction. It has flexible downpayment requirements. It can be used on a purchase and a great way to finance improvements, renovations and repairs. It can go up to 50% of the as-completed appraised value. Its an excellent alternative to a home equity line […]
Great news! The FHFA (Federal Housing Financing Agency) has extended the HARP Program (Home Affordable Refinance Program) till December 31, 2016! The main objective of this type of home loan is to save a borrower from a potential foreclosure or short sale by substantially reducing the mortgage payment to allow you to continue to live […]
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