5 Simple Steps to Beat an All-Cash Offer in 2022

If all-cash offers and bidding wars are still popping up in your area, the strategies in this article can help you compete. Depending on where you’re shopping for a new home, the competition can be frustrating. Multiple offers and bidding wars add a lot of stress for everyone involved, and an all-cash offer can tip […]

How to Get a Mortgage When You’re Self-Employed

When you’re self-employed, qualifying for a mortgage isn’t always a straightforward process. While some homebuyers might compare online mortgage lenders for quick approval, your financial picture might not fit a simple checklist. That said, qualifying for a mortgage when you’re self-employed can be easier than you think–especially when you partner with a mortgage broker who […]

Get Approved for an FHA Mortgage with 3.5% Down

An FHA home loan is one of the best options for new homeowners and first-time homebuyers. FHA mortgages have more flexible requirements for approval and offer some of the lowest mortgage rates available. With an FHA loan, you can get approved with a lower down payment and an imperfect credit history. FHA loans are government-backed […]

Buy a Home in 2022 and Get Your Best Mortgage

Buying a new home or refinancing your mortgage can put you on the right track toward building wealth and a secure financial future. So it makes sense to put some effort toward getting the best mortgage you can. Searching for low rates is where most homebuyers begin. These next steps will help you get the […]

When It’s Time to Choose a New Mortgage Broker

Buying a new home or refinancing your mortgage can help you build wealth and put you on the fast track to reach long-term financial goals. So it makes sense to shop for the lowest mortgage rate. At first glance, this seems like a smart move, but it’s not always the best financial move. But choosing […]

How to Decide: Should I Build or Buy a Home?

If you’ve been house shopping for a while, you may have considered building your dream home from the ground up. In some states, it’s much cheaper to build your own home, but in other areas it can be even more expensive. Costs of materials, construction, architects, blueprints, and getting everything delivered can be a struggle. […]

Tis the Season for Buying and Selling

Traditionally, we think of spring and summer as the best seasons for buying or selling a house. But these past several months keep testing tradition. As we enter into winter holidays, house sales keep inching up, mortgage rates are hovering at 3.5%, and the housing market is as busy as ever. Several homeowners are continuing […]

How to Qualify for a Bigger Mortgage

Mortgage rates are starting to inch upwards and home prices aren’t slowing down. Whether you want to refinance and build out your current home or buy your next home with a larger lot in mind, homebuyers across the country are figuring out how to qualify for a bigger mortgage. For many homebuyers, shopping for their […]

Why You Might Need a Co-Ownership Agreement

If you’re one of many unmarried homebuyers ready to buy a home with your partner, there are a few things to know. For one, marrieds and unmarrieds are treated differently when it comes to state laws and taxes, and buying a house together puts you straight in the crosshairs of both. A few things that […]