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Get Approved for an FHA Mortgage with 3.5% Down

An FHA home loan is one of the best options for new homeowners and first-time homebuyers. FHA mortgages have more flexible requirements for approval and offer some of the lowest mortgage rates available. With an FHA loan, you can get approved with a lower down payment and an imperfect credit history. FHA loans are government-backed […]

Buy a Home in 2022 and Get Your Best Mortgage

Buying a new home or refinancing your mortgage can put you on the right track toward building wealth and a secure financial future. So it makes sense to put some effort toward getting the best mortgage you can. Searching for low rates is where most homebuyers begin. These next steps will help you get the […]

How to Qualify for a Bigger Mortgage

Mortgage rates are starting to inch upwards and home prices aren’t slowing down. Whether you want to refinance and build out your current home or buy your next home with a larger lot in mind, homebuyers across the country are figuring out how to qualify for a bigger mortgage. For many homebuyers, shopping for their […]

Financing an Investment Property, Part 2

How do I finance an investment property for the first time? Last week I offered a 5 step blueprint to help answer this question. Mortgage rates are still low and a lot of homeowners want to know the best way to access capital to expand their real estate portfolio. What’s more, new legislation in California […]

How to Finance an Investment Property for the First Time

Investing in real estate can protect against inflation, expand your wealth portfolio and hedge against stock market volatility. Still, investing in real estate is not without its own risks. If you’re thinking about buying a second home or investment property, it’s wise to know your options. Especially how to finance an investment property. Doing a […]

Buying a New Home? Ask Yourself These 5 Questions First

Mortgage interest rates are starting to inch upwards, and it’s difficult to know when they’ll start rising for good. If you’ve been thinking about buying a new home, now is a good time to take action before the holidays are in full swing. Traditionally, inventory dwindles during the winter months, so it can be difficult […]

How Much House Can I Afford Right Now?

One of the top questions I hear from clients is, “How much house can I afford right now based on my salary?” Usually, they tell me what they make and want to know how much house they can afford based on that criteria. But salary is only one part of the equation. To figure out […]

Is Buying a Home a Smart Move Right Now?

For a lot of people, this has been the year of transition. Work from home, back to the office, zoom school, back to campus, hybrid everything, and each month there’s a new set of rules. The big question I’ve heard a lot—is buying a home still a smart move? Is now a bad time to […]

Lower Your Mortgage Payment with the FHA Streamline Refinance

The FHA Streamline Refinance is one of the fastest and easiest ways to lower your monthly mortgage payment and save you money. This type of home loan refinance is only available to homeowners who currently have an FHA home loan, so it’s worth finding out if you qualify. For homeowners who have an existing FHA […]

5 Smart Tips for a Great HELOC Rate

A Home Equity Line of Credit or HELOC is a great option when you want to borrow money against your home without refinancing. Unlike a home equity loan, a home equity line of credit (HELOC) is an open line of credit that uses your home as collateral.  You draw from the account at your convenience […]