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Refinance to a Fixed-Rate Mortgage for a Better Home Loan

Mortgage rates have been inching upwards since earlier this year. Slowly at first, but the jumps are increasingly hard to ignore. If you have an adjustable-rate mortgage (ARM), now is a good time to refinance to a fixed-rate mortgage. According to economists, the Fed is expected to deliver back-to-back interest rate hikes in May and […]

How to Apply for a Jumbo Loan (Before Mortgage Rates Jump)

Mortgage rates continue to tick upwards and home prices are hitting all-time highs, though the market does appear to be slowing down. After a strong open to the spring season, listings are coming in with a bit more balance and breathing room, revealing fewer offers and less competition as the season progresses. As a result, […]

Quick Tips on How to Finance a Rental Property

Learning how to finance a rental property is similar to financing a primary residence or vacation home. Most lenders follow the same general set of guidelines and funding often comes from the same sources. In general, mortgage financing for rental properties is often approved using standards set by Fannie Mae or Freddie Mac, although there […]

Tenancy in Common (TIC): How to Get Financing

Qualifying for a mortgage isn’t always a straightforward process and your financial picture might not fit a simple profile. Tenancy in common offers a modern financing solution to help you build your wealth through property ownership. Sometimes the tenants in common have equal stakes in the property, but more often than not, buyers own different […]

Powerful Benefits of a Golden Equity Line of Credit

If you or a family member is a homeowner over the age of 62, you may have considered a reverse mortgage to access your home equity. However, did you know that a Golden Equity line of credit can offer more flexibility than a reverse mortgage? Often, it includes stronger benefits depending on your financial goals. […]

Can I Buy a House Without Paying Closing Costs?

Closing costs can be a heavy financial burden when you’re ready to buy a home or refinance your mortgage. With every home purchase or refinance, closing costs are part of the mix. For new homebuyers especially, deciding how to pay closing costs can be overwhelming and stressful. All that said, you definitely have options! An […]

How the Fed Announcement Affects Mortgage Rates

Earlier this week, the Federal Reserve Board announced its decision to reduce its bond-buying program. So how does this affect mortgage rates? Each time the Federal Reserve makes an announcement, the markets respond. Whether the shift is small or large, clients often want to know if the fed announcement will impact mortgage rates. More importantly, […]

Is It Still Worth it to Refinance My Mortgage?

Refinance rates are hovering below 3% for qualified borrowers, so if you haven’t refinanced a mortgage in the past six months, now is the time to take action. I’ve been getting emails from clients asking if it’s still a smart time to refinance. Yes! Keep reading to learn which mortgage refinance loans might be the […]

You Don’t Need 20% Down for a Good Mortgage

For many homeowners, saving money for a large down payment can take years. Add to that rising house prices and discouragement can set in, especially if house prices are rising faster than you can save. But you don’t need to put 20% down on a new home to get a good mortgage. In fact, putting […]

Will Mortgage Rates Rise With Inflation and For How Long?

Mortgage rates are starting to fluctuate, and there are a lot of predictions floating around about rising mortgage rates. But the pandemic has taught us that nothing is for sure. Trends that used to be predictable are in question. So how can we know whether or not mortgage rates are going to rise or stay […]